Searching for the best company to cover your insurance needs can be very confusing. There are hundreds of insurance companies, both regional and national, that have different, or even opposite, policies when it comes to coverage. One of the top rated companies is National Benefit Life Insurance Company (NBL). It has received strong ratings from the Insurance Marketplace Standards Association, Standard & Poor’s, and AM Best. He has also received countless awards from independent client organizations across the country. Now the big question is: does it live up to the hype?
The company
Located in Long Island, New York, NBL is a subsidiary of Primerica, one of the largest financial services in the country. NBL has over $ 30 billion in nominal amounts on file and this continues to grow as more and more people seek life insurance from them. Currently, NBL covers more than half a million people who work for thousands of employers. NBL operates nationwide, covering companies from all 50 states.
National Benefit offers many different term life policies. This is life insurance that is designed to financially protect your dependents for a certain period of time. This is especially important if you are just starting a family, have just bought a home, or have some other type of debt or expense that you are worried about paying, such as paying for your child’s college expenses.
Disability benefits
NBL started in 1963 under a different name. Fifty years later, they have developed a specialty in state disability insurance, student insurance, health and accident insurance. Of particular interest to many New Yorkers are NBL’s policies on disability claims. Different states have different disability benefit laws. New York, in particular, requires employers to pay their employees weekly benefits if they ever had a non-work-related illness or injury. If you have been with the company for more than 30 days, you can file a claim for your condition.
Although the New York Disability Benefits Law generally covers employees who work in New York, there are some exceptions, such as when your business is based in this state or if you are providing services for someone there. A disability claim can be obtained as long as you have the correct documents from your doctor.
Businesses interested in obtaining a disability insurance quote from National Benefit Life Insurance Company can visit their website and complete the request form. You will be prompted for basic information such as your legal business name, address, and the expected date for the policy. The website also has a toll-free number you can call if you have more questions.
Life insurance quotes