Credit has a love-hate relationship with the general population. On the one hand, it allows us to buy the things we want without having to pay on the spot, on the other hand, it can get out of control and leave us having to pay more than we expected. The latter is not really the fault of anyone except the person responsible for your card: it simply takes advantage of human nature, we are tempted to buy things that seem attractive. And credit cards allow us to do that, whether we have the cash on hand or not. Regardless of what people think about credit cards and their advantages or disadvantages, one fact is clear: they are here to stay. The ‘Plastic Money’ has spread everywhere, people use their cards to pay for everything, and many don’t even carry cash, and who can blame them?
Cash can be stolen, while you are carrying a card, the only risk you have is overselling. If a card is stolen, simply deactivate it at the touch of a button and you will not incur any loss; even if you do, you will be reimbursed most of the time. It is very convenient to carry paper money and people prefer it. That is why every store or store is equipped with the ability to allow payment on credit. Another widely known advantage is that each time you use your card, depending on the card you have, you acquire credit card points. These are reward points that accumulate and can be used to buy more things; it is free as you are using points. Therefore, buying with credit cards allows you to buy more. There are different loyalty / reward programs and the most exclusive ones can offer great deals on hotels, stores, and all kinds of things. You are rewarded for spending your money. Sounds good right? That’s because it is, especially if a person uses their credit card wisely.
Credit card points are similar to frequent flyer miles. In fact, they are technically the same: the only difference is that one gives you miles and the other gives you points. You can practically use both for the same things. In fact, often when you book a ticket with a credit card, depending on the airline, you can get a big discount. And you can earn miles on your subsequent flight to add to your mileage count. Using them is an art that many have mastered. Another rather obscure way to take advantage of both miles and points is to sell them online. Sell credit card points or airline miles on a variety of websites. There may be a number of reasons for you to do this – you don’t fly as often to acquire that many points, and instead of wasting them for no reason, you might as well earn some cash from them.