Oxford Benefit Management is a division of Oxford Health Plans. OBM’s goal is to provide a one-stop shop for brokers, employers and members of Oxford’s existing health plans. Through OBM, participants can select and manage benefit packages including dental and vision plans, discount health plans, employee assistance programs and life insurance to add to existing health benefit packages. For employers, this service is especially beneficial as it reduces administrative work hours for HR departments and HR employees. Through the OBM portal, employers can select special benefits from numerous providers under contract or associated with Oxford or UnitedHealthGroup.
Oxford Health Plans, the parent company of Oxford Benefit Management, is owned by UnitedHealth Group, one of the largest providers of health care coverage and insurance in the United States. As such, through OBM, employers and insurance brokers can add specialized coverage options available through providers and UnitedHealth Group companies. Some of the coverage options include:
1.Unimerica labor benefits. All of Unimerica’s benefit insurers have been rated A to A+ by AM Best or Standard and Poor’s. These specialized Oxford Health Plan services include life insurance policies for employers to offer to employees, as well as other services.
2. Optimal health. When an employer needs employee assistance programs, Optum Health offers services, referrals, and educational resources both online and offline. Whether employees need resources and support for issues related to their children, caring for elderly parents, or a chronic health condition, OBM members can access services offered through Oxford Health Plans’ partnership with Optum Health. .
3. UnitedHealthCare dental and vision plans. Participants in the Oxford Health Plans OBM program provide employers and brokers with access to UnitedHealthCare Vision and UnitedHealthCare Dental plans. These plans provide employees and participants with 100% coverage for preventive dental care, as well as other dental benefits. In addition, vision care is covered through UnitedHealthCare providers such as Sam’s Club, Sterling Optical and other national vision care providers.
4. United Health Allies. OBM members receive discounts on LASIK procedures, weight management, fitness centers, cosmetic dentistry and many other services not covered by traditional health insurance plans through UnitedHealth Allies. This specialized discount program also offers the ability to get discounts on over-the-counter drugs, vitamins and other pharmaceutical supplies from the online UnitedHealth Allies Marketplace.
These additional programs, specialty coverage plans and discount programs are intended to enhance the services offered by Oxford Health Plans, as well as provide easy administration of benefits to further reduce costs for employers and brokers.
If you need help locating particular coverage at a predetermined price, we can help you save up to 50% on your health insurance.